§Fraud Protection
Stop the payments you should, and explain every decision.
VEYRA evaluates each payment with signals you can read — velocity, location mismatches, history with your business — combines them with your rules, and decides to allow, ask for 3-D Secure, send to review or block. Every decision shows its reasons.
Working in sandbox with simulated signals.
- Card country ≠ IP country+18
- 3 attempts in 10 minutes+22
- Email seen before, paid successfully−15
- Amount within customer’s usual range−6
- Decisions
- Allow · step-up · review · block
- Explanation
- Every signal and its weight
- Your rules
- Allow and block lists, thresholds
- Status
- Working in sandbox
01How a payment is evaluated
Signals, rules, decision.
- 01
Collect signals
Attempts per card and per email, card and IP country, amount compared with history, device consistency.
- 02
Apply your rules
Your allow lists, block lists and thresholds take precedence over the default scoring.
- 03
Decide proportionately
Low risk passes. Medium risk is asked for 3-D Secure. High risk goes to review or is blocked.
- 04
Learn from outcomes
Disputes and your review decisions are recorded and feed the signals for your account.
02In depth
Protection that stays out of good customers’ way.
- 01
3-D Secure as a scalpel
Instead of challenging everyone, ask for authentication only when signals warrant it — and gain the liability shift where the scheme rules provide it.
- Risk-based step-up
- Liability shift where applicable
- Fewer abandoned checkouts
- 02
A review queue for humans
Borderline payments wait in a queue with all their signals visible. Approve or refuse with one click; the decision is logged.
- All signals on one screen
- Approve or refuse
- Audit log of each decision
- 03
Disputes, organised
When a chargeback arrives, the amount is reserved, deadlines are shown and an evidence checklist is prepared from the payment data.
- Deadline tracking
- Evidence checklist
- Reserve visible in your balance
?FAQ
Questions, answered
Is the scoring a machine-learning model?
Today it is a transparent, rules-and-weights system so that every decision can be explained. We will only add statistical models when they can be explained just as clearly.
Can I test fraud scenarios?
Yes. Test card 4000 0000 0000 0259 succeeds and is then disputed, so you can walk through the full dispute flow.
Does fraud protection replace my provider’s checks?
No. It adds a layer of your own controls on top of the checks our authorised partners carry out.
Try a disputed payment in the sandbox.
Use card 4000 0000 0000 0259 and follow the case.