Documentation

Testing

Test cards and test IBANs that reproduce success, declines, authentication, disputes and returned payouts.

Test cards

Use any future expiry date and any three-digit CVC. These numbers only work in the sandbox.

Number	Card	Behaviour
4242 4242 4242 4242	Visa · EEA	Succeeds.
5555 5555 5555 4444	Mastercard · EEA	Succeeds.
4000 0082 6000 0000	Visa · United Kingdom	Succeeds, with cross-border pricing.
4000 0007 6000 0002	Visa · non-European	Succeeds, with international pricing.
4000 0027 6000 3184	Visa · EEA	Requires 3-D Secure authentication (requires_action).
4000 0000 0000 0077	Visa	Goes to processing, then succeeds asynchronously.
4000 0000 0000 0259	Visa	Succeeds, then a dispute is opened.
4000 0000 0000 0002	Visa	Declined (card_declined).
4000 0000 0000 9995	Visa	Declined with reason insufficient_funds.

Card numbers never reach VEYRA

Even in the sandbox, card numbers are typed into provider-hosted fields and exchanged for a token. VEYRA's servers never receive the full number or the CVC.

Test IBANs

Bank account behaviour is decided by the last four digits of the account number:

Account number ends in	Verification	Payouts
…0000	Verification fails	Payouts fail: account closed.
…1111	Name mismatch	Verification reports that the holder name does not match.
…2222	Close match	Holder name is a close match; the account needs review.
…3333	Verified	Payouts are paid, then returned by the bank.
anything else	Verified	Payouts succeed.

Examples with valid checksums:

IBAN	Country	Result
DE89370400440532013000	Germany	Verified, payouts succeed
IT60X0542811101000000123456	Italy	Verified, payouts succeed

Useful scenarios

Pay with 4000 0027 6000 3184 to walk through a 3-D Secure challenge and observe requires_action.
Pay with 4000 0000 0000 0259, then open the dispute in the dashboard and follow the reserve in your balance.
Add an IBAN ending in 3333, trigger a payout and watch it come back as payout.returned.
Add any IBAN and note the 24-hour security hold before its first payout.